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Frequently Asked Questions
GENERAL ACCOUNT QUESTIONS OR REQUESTS
Balances
2
What is the difference between my current and available balances?
What is my balance?
Banking-Related Numbers
6
What is the routing number for Orlando Credit Union?
What account number should I use to set up direct deposit or an automatic payment?
What is a 13-digit account number and when would I need it?
Where can I find my member number?
What is my loan account number?
See all 6 articles
Certificates
2
How do I open a new certificate?
I need to close my certificate.
Checks
1
How can I order (reorder) checks?
Courtesy Pay
0
Delinquency & Account Charge Offs
1
What is an account charge-off?
Forms / Letters
0
Locations & Hours
1
What are our hours of operation?
Pending Transactions
5
What are pending transactions?
How do pending transactions affect my account balance?
Is it possible to have a pending transaction amount that's different than the actual amount?
I saw a pending transaction - why is it gone and the transaction isn't reflected in my available balance?
Why isn't my pending deposit available?
Statements or EStatements
1
How do I sign up for eStatements?
Transactions
0
Account Closing
2
How do I close my account?
What should I do if I suspect fraud on my account?
Account Restricted
1
My account is restricted. Why?
BILL PAY QUESTIONS
Payment
0
Merchant
0
CARD SERVICES - DEBIT OR CREDIT CARD QUESTIONS
Activation
1
I received my credit card, how do I activate it?
Applications
1
How can I apply for a credit card?
Balance
1
Where can I find my credit card statement balance?
Dispute
1
How do I dispute a transaction?
EStatements
1
How do I sign up for credit card eStatements?
Fraud
0
Increase Limit
1
How can I increase my credit card limit?
Interest
0
Lost or Stolen
1
What do I do if my card is lost or stolen?
Order (or Re-Order)
0
Other Issues
1
Why is the due date on my credit card not advancing?
Payments
3
How can I make a payment on my credit card?
What is Orlando Credit Union's credit card grace period?
When is my credit card payment due?
Rates
1
What are your current credit card rates?
Refunds
0
Reset
0
Rewards
0
Transactions
0
Transfer
0
Travel
1
I will be traveling. Can I use my Orlando Credit Union credit card?
LOAN QUESTIONS
Applications
1
How can I apply for a loan?
Interest
0
Payments
0
Rates
1
What are your current rates?
ONLINE OR MOBILE BANKING QUESTIONS
Account
1
Where can I find my account number?
External Transfer / Popmoney
0
Issues
0
Login
2
I forgot my username. What do I do?
How do I set up online banking?
OTHER QUESTIONS
Shared Branching
1
What is shared branching? How do I find shared branching locations?
Fees
1
What fees does Orlando Credit Union charge?
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